1. Children Plans
Secure your child's future, education, and marriage.
New Children MoneyBack
Plan 732
Jeevan Tarun
Plan 734
Amrit Baal
Plan 774
Amrit Baal (Single Premium)
Plan 774
2. WholeLife Plans
Lifetime insurance cover with guaranteed regular income.
Jeevan Umang
Plan 745
Jeevan Utsav
Plan 771
Jeevan Utsav SinglePremium
Plan 883
3. Single Premium Plans
Invest once and enjoy long-term benefits and insurance cover.
Single Premium Endowment
Plan 717
New Jeevan Sathi
Plan 888
4. Pension Plans
Ensure a steady flow of income post-retirement.
Jeevan Shanti
Plan 758
Jeevan Akshay
Plan 857
Smart Pension
Plan 879
5. Term Plans
- New Jeevan Amar 955
- Yuva Term 875
- Bima Kavach 887
Benefits: Pure Protection, Highest Life Cover
6. Ulip Plans
- Index Plus 873
- Protection Plus 886
Benefits: Market Linked Returns, Wealth Creation
G. Available Riders
- Accidental Death
- Critical Illness
- Premium Waiver
- Disability Rider
- Term Rider
- Female Critical Illness
LIC Services
Government Guaranteed • Safe Investment • Risk Free
Current Interest Rates
*Revised Quarterly by Govt of India| Scheme | Interest Rate |
|---|---|
| Savings Account | 4.0% |
| Recurring Deposit (RD) | 6.7% |
| Time Deposit (1 Year) | 6.9% |
| Time Deposit (2 Years) | 7.0% |
| Time Deposit (3 Years) | 7.1% |
| Time Deposit (5 Years) | 7.5% |
| Monthly Income Scheme (MIS) | 7.4% |
| National Savings Certificate (NSC) | 7.7% |
| Kisan Vikas Patra (KVP) | 7.5% |
| Public Provident Fund (PPF) | 7.1% |
| Senior Citizen Saving Scheme (SCSS) | 8.2% |
| Sukanya Samriddhi Account | 8.2% |
1. Post Office Savings Account
- Minimum ₹500
- ATM & Net Banking
- No Maximum Limit
2. Recurring Deposit (RD)
- 5 Years Tenure
- Min ₹100/month
- Compound Interest
3. Time Deposit (FD)
- 1, 2, 3, 5 Year terms
- Tax Benefit on 5-Year TD
- Guaranteed Annual Interest
4. Monthly Income Scheme
- 5 Years Tenure
- Regular Monthly Income
- Ideal for Retired People
5. Public Provident Fund (PPF)
- 15 Years Tenure
- EEE Tax Benefit
- Loan & Partial Withdrawal
6. Sukanya Samriddhi
- For Girl Child
- Tax Free, High Interest
- Education & Marriage Fund
7. National Savings Certificate
- 5 Years Tenure
- Tax Saving Option
- Compound Interest
8. Kisan Vikas Patra (KVP)
- Money Doubles at Maturity
- No Maximum Limit
- Transfer Facility
9. Senior Citizen Scheme
- Age 60+
- High Quarterly Income
- Tax Benefits Applicable
Postal Life Insurance (PLI)
- Whole Life Assurance
- Endowment Assurance
- Convertible Whole Life
- Anticipated Endowment
- Children's Policy
- Joint Life Assurance
Benefits: High Bonus, Low Premium, Loan, Tax Benefit
Rural Postal Life (RPLI)
Designed specifically for Rural India
- Gram Suraksha
- Gram Santosh
- Gram Priya
- Gram Sumangal
- Gram Suvidha
- Bal Jeevan Bima
Additional Digital Services
Comprehensive Coverage • Fast Claims • Trusted
Health Insurance Plans
Protect your family's health with our cashless medical plans covering wide range of hospitals.
- Optima Secure
- Optima Restore
- My:Health Suraksha
Motor Insurance
Comprehensive cover for your Car and Bike with zero depreciation options.
- Private Car Insurance
- Two Wheeler Insurance
- Commercial Vehicle Cover
All Types of HDFC Insurance
We also provide Travel Insurance, Home Insurance, and Cyber Security Insurance. One point contact for all your HDFC Ergo and HDFC Life needs.